I have seen the advertisements about people who are older and retired. They say we can get cheaper auto insurance. The state that I live in, raised the rates on cheap auto insurance quote for this year. So, getting them to decrease my premiums last year didn't help me one bit. They went right back up this year. I also get told that it's because of my age and that I'm in a "high risk" bracket. To me that sounds like a form of age discrimination and that's not funny.